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Any unpaid portion not received by the due date will no longer form part of the equal payments plan and interest will accrue on that amount from the day after the date of your next statement at the applicable regular annual rate.

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Each month during an equal payments plan you are required to pay in full by the due date that month’s equal payments plan instalment. There is no administration fee charged for entering into a special payments plan. However, if we do not receive the full minimum due on a statement within 59 days of the date of that statement, or any event of default (other than a payment default) occurs under your Cardmember Agreement, all special payment plans on your account will terminate and (i) you will then be charged interest on the balances outstanding on such plans at the applicable regular annual rate from the day after the date of your next statement, and (ii) the balances outstanding will form part of the balance due on that statement.

Interest does not accrue during the period of the plan. *Financing available is “Equal payments, no interest” for 24 months (unless otherwise stated) and is only available on request, on approved credit and on purchases of $150 (unless otherwise stated) or more (Gift Cards excluded) made with your Triangle credit card at Canadian Tire, Sport Chek, Mark’s, L’Équipeur, Atmosphere, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey and participating Sports Experts.

NSF/Dishounoured Payment Fee: $25 - Charged if a payment you make is dishonoured.Ĭharges for Copies: $2 - Charged when you request a copy of a statement.Ĭredit Balance Fee: The lesser of $2 or the amount of your credit balance - Charged on the last day of a billing period when there is a credit balance on the account and the account has been inactive (other than any credit balance fees) for the previous 2 billing periods.

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^ Information for the Triangle™ Mastercard® and Triangle™ World Elite Mastercard®:Īnnual Interest Rate(s): All charges to your account (excluding cash transactions and related fees) - 19.99%Ĭash transactions (for example: cash advances, balance transfers, convenience cheques, money transfers, purchase of travellers cheques and gambling transactions) and related fees - 21.99% (if you reside in Quebec) or 22.99% (if you reside outside Quebec).įor the Triangle Mastercard only: If you are not approved for a card at the above rates, Canadian Tire Bank may still issue you a card at the following annual interest rates: (i) if you are a resident of Quebec, 21.99% for all charges or (ii) if you reside outside of Quebec, 25.99% for all charges (excluding cash transactions and related fees) and 27.99% for cash transactions and related fees.įoreign Exchange Conversion: All transactions made in a foreign currency will be converted to Canadian currency at the then current Mastercard conversion rate plus 2.5% (for charges to your account) or minus 2.5% (for credits to your account) when the transaction is posted to your account.Ĭash Advance Fee: $4 - Charged when the transaction is posted to your account. Bonus CT Money collected from online orders will be applied to the Member’s Triangle Rewards Account within five weeks of the purchase date. CT Money is collected on the pre-tax amount of the purchase. The offered rate is exclusive of any bonus or promotional offers or redemption transactions. Visit for full program rules and Partner location information. Not all items sold are eligible to earn CT Money or to be redeemed for. The 30X for Triangle Mastercard, World Mastercard and World Elite Mastercard customers consists of the 10X everyday plus the 20X bonus. Example: On a $100 (pre-tax) purchase with a 20X bonus multiplier a Member would earn a bonus $8 in CT Money (20 X. Any bonus multiplier is based on the base rate of collecting CT Money (0.4%), and will be added to whatever the Member would otherwise collect, without the bonus. You cannot collect paper Canadian Tire Money on bonus offers. To collect bonus CT Money you must present a Triangle Rewards card/key fob, or use any approved Cardless method, at time of purchase or pay with a Triangle credit card. Rewards are in the form of electronic Canadian Tire Money® (CT Money®). Triangle™ Mastercard®, Triangle™ World Mastercard® and Triangle™ World Elite Mastercard® are issued by Canadian Tire Bank. †The Triangle Rewards Program is owned and operated by Canadian Tire Corporation, Limited. ‡Was price reflects the last national regular price this product was sold for. Selection and availability may vary by location. **Online prices and sale effective dates may differ from those in-store and may vary by region.

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